Going.......going.........gone!

We're in the process of selling the 20.5 acres of land in Othello. The listed price is $100,000. I have a great seller I'm working with, and he has big heart. So, if you had YOUR heart set on the 20.5 acres there, keep watch on this blog and see if it is still here in a month. It has a mobile home on it, but with no value attached.

I have some other acreage with a waterfront view that just may be perfect for a developer, priced just right, coming up. Keep your eye out on the NWMLS. It should be coming out in a few days, or after Christmas. We'll see how it all works out.

Have Available:
Country Home on 2.2 acres, 5 bedrooms, bonus room with fireplace, fireplace in dining area, two pastures, ramp access, shop, barn, space for livestock, grapes and other fruit trees. $220,000.

Five (5) acres on Neppel Road in Moses Lake. Ready for you to build a home or place a manufactured home on it, just 1.6 miles down Neppel if you take the first entrance going north from Moses Lake on highway 17.

Beautiful manufactured home on waterfront property (one acre) with three bedrooms, 2 bathrooms (including a soaking tub), 1404 square feet, huge deck facing the water, dock, great fishing, a natural spring, gazebo-type enclosure around the hot tub, huge shop, single-car garage, and two sheds. Very private, fully fenced with gated entry. $439,000. Put this one on your Christmas wish list! Address: 5804 Shorecrest in Cascade Valley.

Need for a buyer:
Three-bedroom home with tile and/or hardwood floors, deep and wide garage (for the boat and trailer), around 1700 square feet or more, lots of closet space, at least 1 3/4 bath (minimum), for $200,000 or less.

Happy Holidays and Merry Christmas!

Connie Suehiro
Real Estate Agent
Gary Mann Real Estate
305 E. Third
Moses Lake, WA 98837
509-431-5804 direct
509-765-3463 office

Yes, You Can Qualify for a Home Loan

BUT....

But what?

Okay, what are some things lenders look for when they're checking to see if you qualify for a home loan?

Your credit score. What are some things that affect your credit score? Well, whenever you apply for and receive a new credit card, it affects your credit rating negatively. And, when you cancel a credit card, it affects your credit rating negatively. Why? Because it means someone is checking on your credit rating. Even if it's you checking, it affects your credit rating. Interesting, and frustrating, but that's what I understand to be true. Please correct me if it's otherwise. I'd like to hear some good news on credit ratings.

What else do lenders look for?

Employment, or lack of employment. What if you're a very industrious person who enjoys working hard for a living wage, but your job is seasonal? Does that affect whether or not you qualify for a loan? What if you don't start until January, but the home you want to buy is on the market, and you're ready to buy it? Do you already own a home? Well, check with your current lender, if they're doing a good job for you, and ask if you can get a loan through them, contingent on, or based on, the sale of the home you're living in.

Well, those are just a couple of things lenders look at. Finding the right lender is the first step in getting your home loan. I met a new lender from Eastern Washington today. He takes pride in doing things with integrity and really helping you, not just making a buck. He said that if your current loan rate is at 7% or 8%, you should take a look at refinancing because it's quite possible that your loan could be at least a percentage point or two less with rates being so low now. That is not always going to be the case. But it doesn't hurt to check and see if a refinance is the way you want to go at this point in your loan. I'm no loan expert, but when a loan expert gives me good financial advice, I'll pass it along to you.

Here are the current properties I have available for you:

1. 20 acres of land in Othello on Hays Road, 6.5 miles down WA-26 from Highway 17 for $100,000. Bring your offer!

2. A five-bedroom, 2 bath, country home with 2.2 acres just 6 minutes outside Moses Lake on Rd 2 (follow the directional sign from highway 17), 2,968 square feet and two wood stoves and spacious bedrooms. Currently is being painted throughout the interior. Call for an appointment. Seller is motivated, so bring your offers. Listed price is $220,000.

3. A beautiful, immaculate, private, double-wide on an acre on the waterfront with three bedrooms and two bathrooms, a very large shop/office/library with a half bath inside it, and with a single-car garage attached to the side. Oh, the deck is huge, and the view of the water and sky is quite a panoramic picture. I took an extra 25 photos today when it was on Broker's Tuesday Tour. Be on the lookout for a Public Open House for this home at 5108 Shorecrest in Moses Lake. It's fully fenced with a locked, gated entry. Listed price: $439,000.

4. Five acres of vacant land on Neppel Road for $75,000. The seller bought it several years ago and was going to retire in Moses Lake, but changed his mind. Ready to sell. Bring your offers on this one too. This is close to the price range that other five-acre lots have sold for in the McConihe area. To get to this one from Moses Lake, go past Big Bend College and turn left on Neppel. Go 1 1/2 miles until you get to the first mobile home on your right. The five acres for sale is the lot right after it, where my real estate sign is located. Grab a flyer or two and give one to your friends. Bring us an offer!

I hope you're doing well during this holiday season. I always get excited when Christmas comes around and we think about the birth of Christ. We have a lot of hope to share! Get out there and say, "Merry Christmas" to everyone you meet and brighten their day!

Merry Christmas from my family to yours!

Connie Suehiro, Agent

Gary Mann Real Estate

305 E. Third

Moses Lake, WA 98837

(509) 431-5804 cell

(509) 765-3463 office

In Moses Lake for Thanksgiving? Check out our Waterfront Homes!

Call Connie Suehiro at 509-431-5804, of Gary Mann Real Estate, to preview this home! We bring you a new waterfront home listing of a home on the market that will greet you with a breath of fresh air. This beautiful, immaculate home on the lake is priced for only $439,000 with over 90 feet of waterfront, a dock, large deck facing the lake, expansive views of the lake, sunset and mountains, plenty of fishing or swimming off the dock near the natural spring where it seems to never freeze over, and a choice of three bedrooms, including a second bathroom in the master bedroom.

If you prefer, lounge in the soaking tub in the master bedroom and get out of the cold. Bring in a cup of hot chocolate for these winter days, and relax. With several large windows facing the lake in the dining room, bring your telescope and gaze at the stars on these nippy winter nights.

If you have company and need extra room, the large building that currently is being used as an office and library, behind the home, can be turned into an extra, private room for guests to lodge since it is insulated and heated, including a spacious half bathroom in one corner. Or if you're a handiman or woodworker, or simply want an extra recreational room, bring a set of tools or series of couches in and create the den of your dreams.

Attached to this large building is a one-car garage, perfect for sheltering your car or other things you need to store, but those extra things that need to be stored can also go in one of two large sheds on the property.

This 1404 square foot home is located on one acre, almost at the end of Shorecrest Drive NE, where you'll enjoy a lot of privacy, where the fencing surrounds the property and is given extra seclusion with a locked gate at the beginning of the property. There is absolutely no mowing since the landscaping is all gravel, but you can sweep it aside for your own landscaping palette and tastes, like a blank canvas, awaiting your artistic and creative touch. So, come down to 5108 Shorecrest Lane, in Moses Lake. Be on the lookout for Gary Mann weekly open houses in the Columbia Basin Herald newspaper. This one will be coming up soon in December.

Directions to the property: east on Broadway, north (left) on Stratford, west (left) on Valley Road into Cascade Valley. Right at Cascade Grocery onto Ottmar, following the corner to go left on Dick, passing a few roads til you turn right on Shorecrest, following the road almost to the end, where you'll come to the property on the left. Look for the hot tub/gazebo enclosure!

Call Connie Suehiro at 509-431-5804 for a preview of the property. Be sure to call a lender so we can see if you qualify for this beautiful home! To request a copy of the plat map, email me at homes@iglide.net. Simply share your name and town, and I'll share a copy of the plat map. Thank you!